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• Fast & Friendly Approvals…..
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• 1-Day Out Of Bankruptcy
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• No Down Payment? No
  Problem!

Testimonials-

"We didn't think that with our credit history, that we'd be able to get a loan. Bad Credit Mortgage showed us how we could still purchase the home of our dreams with No Money Down! "
- Robert and Joanne Becket, Greenville, MI

Information On Second Mortgages
Simply put a second mortgage is a second loan placed upon a piece of property

Second Mortgage Financing
The brochure also discusses what to do if problems occur and where to obtain additional useful information.

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POINTS TO REMEMBER

• A negative credit report generally indicates that the home buyer has not established a good credit history. Your first step should be to verify that the credit information issued to the lender is accurate.
  
  
• Shop around for a mortgage until you find the best financing deal that fits your needs.
  
  
• A lender carefully considers your debt obligations when assessing your capability to repay a loan. Your debt information is included in the PITIO (Principal, Interest, Taxes, Insurance payments and Other monthly non-housing expenses) and debt ratio calculations.


If you are suffering from bad credit, let us help, contact a bad credit mortgage specialist now!


• The savings and cash you have available now can be used to support your up-front payments payment for your home. Most lenders prefer that homeowners have three months of living expenses available after closing on the loan.
  
  
• Mortgage interest, property tax, and other payments associated with financing a home can apply to your tax deductions. They may reduce the amount of income tax you have to pay to the federal government


If you are suffering from bad credit, let us help, contact a bad credit mortgage specialist now!